Student loan law. Plain and simple.

Student loans.
A way forward.

I’m Stanley Tate, a student loan lawyer.

Whether you need a clear answer or someone to take on the problem, you can start here.

See how we can help Find an answer

Free message or paid consultation? Compare next steps.

Licensed in Missouri since 2014.

More about Stanley

**Stanley Tate**Student loan lawyer · Founder, Tate Law

4.7 on Google · 115 reviews

Federal and private student loans.

Clear scope. Fees up front.

01 / How we help

Start with what’s happening.

You don’t need to know the legal terms.
Find the situation that sounds like yours.

My payment isn’t working.

Plan reviews, applications and payment corrections.

I need help getting forgiveness.

Forgiveness reviews, applications and missing counts.

My servicer isn’t fixing it.

Corrections and follow-up when the servicer falls short.

I’m in default. What now?

Help with federal default and collection problems.

My private loans feel impossible.

Review your options for a negotiated settlement.

Could bankruptcy be a way out?

Legal help with the student-loan part of bankruptcy.

See the work, typical fees & what’s included Facing a deadline? Start here.

02 / Start with an answer

You can learn a lot
before you hire anyone.

Plain-English guides and calculators.
A few useful places to start.

Explore the full library

Parent PLUS / Guide

03 / Your next step

Choose the help you need.

You don’t need to pay just to find out
whether we handle your situation.

A free fit check

Not sure where you fit?

Tell us what’s happening. We’ll review your message and let you know whether we handle your situation.

Free message. A fit check, not a legal consultation.

Send a free message

A paid consultation with Stanley

Let’s work out a game plan.

Choose a call length and send your records first. Stanley reviews them before the call, then talks through your options and next steps.

$200 for 20 minutes · $450 for 50 minutes

Book a paid consultation

If you decide to hire us

Agree on the work before it begins.

We set the scope, fee and endpoint in a written agreement. My team and I handle the agreed work, and I oversee every case.

A paid consultation is optional and separate from hiring the firm.

A client on the consultation

“I thought the $200 consultation was well worth it.”

Jared R. · Google review, 2026

Student loans.A way forward.

Start with what’s happening.

My payment isn’t working.

I need help getting forgiveness.

My servicer isn’t fixing it.

I’m in default. What now?

My private loans feel impossible.

Could bankruptcy be a way out?

You can learn a lotbefore you hire anyone.

Explore Parent PLUS forgiveness options.

Understand the PSLF buyback timeline.

Compare IBR and RAP with your own numbers.

Find your school on the for-profit college list.

Explore Navient’s private-loan relief process.

Learn how student-loan bankruptcy works.