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Made Plain: A simple guide to repaying your student loans

This goes out to you, and you, and you, and you. This book is for you the student, the graduate, the postgraduate, the accountant, the teacher, the officer, the engineer, the executive admin, the borrower who has no clue what to do with her high ass student loan bill and wonders why Sallie Mae can’t figure out that she can’t afford that monthly payment. This book is for you.




DIY Templates for use in Adversary Proceedings

Congratulations. You filed bankruptcy, got your discharge, and eliminated most of your debt. But here's the thing, one debt remains: your student loans. Now's the time to get rid of them. If you're DIY-ing it, you're probably going to need a little help. Use these forms to start your adversary proceeding, prepare discovery requests and affidavits, and draft proposed orders and certificates of service.


Student Loan Forms

Public Service Loan Forgiveness Program certification form

You don’t have to apply for the PSLF program. The PSLF certification form simply helps you keep track of the years that you worked for a qualifying employer.

Income-Driven-Repayment plan request form

You can use the IDR application to apply for the REPAYE, PAYE, IBR, and ICR repayment plans.

Financial disclosure for reasonable and affordable rehabilitation payments

Use this form if the federal government is garnishing your wages for your defaulted student loans and you're going to rehabilitate your student loans to get out of default. This form may allow you to lower your monthly rehabilitation payment to $5.