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How to get your refund back as a student loan tax offset hardship

A student loan tax offset hardship may allow you to get some or all of your refund back. But it doesn't happen right away. It may take a few weeks.

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January 18, 2018 Filed Under: Student Loans

ICYMI: Student loans in bankruptcy December 2017 [Pratola]

A debtor can stay in a chapter 13 even if his unsecured debt exceeds the chapter 13 unsecured debt limit 2017 if his student loans are the reason why he exceeds the limit.

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January 3, 2018 Filed Under: Bankruptcy, Student Loans

ICYMI: Student loans in bankruptcy December 2017 [Baez]

A motion in limine based on genuineness won't stop National Collegiate Student Loan Trust from introducing a bank's loan documents into evidence. So consider moving to strike the testimony of NCSLTs witness.

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January 2, 2018 Filed Under: Bankruptcy, Student Loans

ICYMI: Student loans in bankruptcy December 2017 [Wiley]

You may be able to get rid of a private student loan if it isn't a qualified education loan and wasn't made under a program funded by a nonprofit.

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January 1, 2018 Filed Under: Bankruptcy, Student Loans

ICYMI: Student loans in bankruptcy November 2017 [Trbovich]

Case info: Trbovich v. Nat’l Collegiate Student Loan Trust, 2017 WL 5514158 (Bankr. N.D. Ohio Nov. 16, 2017) Case opinion: Download TL;DR: Hey National Collegiate. If you’re going to move for summary judgment, get the facts right. National Collegiate’s motion for summary judgment: denied. Related: Everything you need to know about student loans in bankruptcy November 2017 […]

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December 28, 2017 Filed Under: Bankruptcy, Student Loans

ICYMI: Student loans in bankruptcy November 2017 [Jimenez]

Case info: Jimenez v. Navient Solutions, LLC, 2017 WL 5592260 (Bankr. S.D. Tex. Nov. 20, 2017) Case opinion: Download TL;DR: A bankruptcy court retains jurisdiction to enforce a discharge order it entered. Duh. And a debtor pleads sufficient facts to show a student loan creditor may have violated a discharge injunction if she alleges the […]

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December 28, 2017 Filed Under: Bankruptcy, Student Loans

Everything you need to know about student loans in bankruptcy November 2017

No discharges awarded this month. But hey, at least people are trying to get rid of their student loans in bankruptcy.

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December 18, 2017 Filed Under: Bankruptcy, Student Loans

ICYMI: Student loans in bankruptcy November 2017 [Gomez]

Case info: Miller v. Gomez (In re Gomez), 2017 WL 5952682 (Bankr. D. Oreg. Nov. 29, 2017) Case opinion: Download TL;DR: A debt resulting from an agreement between friends, whereby one friend pays off a student loan for the other, can be excepted from discharge as a qualified education loan. Plaintiff’s motion for summary judgment: granted. Related: Everything you […]

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December 18, 2017 Filed Under: Bankruptcy, Student Loans

How to defend a private student loan lawsuit filed by Jefferson Capital Systems in Missouri

Recently, I was hired to defend a student loan lawsuit filed by Jefferson Capital Systems, LLC. They filed the case in Vernon County Missouri, which is about a 4 hour drive from my office in St Louis. Jefferson Capital sued my client for a private student loan originated by Sallie Mae. In its petition, Jefferson […]

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August 10, 2017 Filed Under: Student Loans

Economic Hardship Deferment: How it works

The economic hardship deferment allows you to pause your federal student loan payments by submitting the form to your servicer.

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July 10, 2017 Filed Under: Student Loans

Getting an FHA mortgage when you have student loans [2017]

So you got the degree, got the job (and several more after that), ran up some debt, messed your credit up, had a coming to Jesus moment (or two), and then started saving and rebuilding your credit. Now you’re looking to buy a home. Chances are you likely don’t have 20% to put down on […]

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May 31, 2017 Filed Under: Student Loans

[Update] President Trump, Betsy DeVos, and Public Service Loan Forgiveness

Earlier this week, officials with the Department of Education held a conference call to discuss the defunding of the Public Service Loan Forgiveness program. As you know, the 2018 White House budget calls to eliminate the program. The goal in cutting the program is to save about $859 million. The mere threat of eliminating this […]

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May 25, 2017 Filed Under: Student Loans