Can you help me if I don't live in Missouri?
Yes. I have clients who live in Vietnam, Qatar, South Africa, Atlanta, DC, LA, etc. For most student loan issues, I can help you solve them no matter where you live.
Do you offer free consultations?
About that...no. You work, you want to get paid. It's the same for me. That said, I know money is tight and you want to make sure you spend your money smartly. So here's what I typically do. First, we'll talk briefly (like, real brief) so I know generally what student loan issue you're facing. Next, once I know what help you need, you'll schedule a mini-consultation. I charge a small fee for that consultation. If you hire me after that, I'll credit your account one time for that amount. But if you decide not to hire me, I'll keep that money. Sound fair?
Do you offer payment plans?
Yes. Look, I get it. Money is tight. But you need to take care of your student loans. So I'm willing to help you out with a payment plan. Just ask.
Do you help with federal student loans?
Yes. Whether your payment is too high or you're in default or are facing garnishment, I can help.
Do you help with private student loans?
Yes. I help negotiate settlements for a lump sum, monthly payment, or a combination of the two. I also defend private student loan lawsuits (but only for lawsuits in Missouri).
Do you help discharge student loans in bankruptcy?
Yes. While it's incredibly difficult to do, I have helped people get rid of some or all of their student loans in bankruptcy.
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